Terms of Service
Please review this information carefully. These policies are intended for the Union Financial website and online services.
Terms of Service
Effective Date: September 14, 2026
These Terms of Service (“Terms”) govern your use of theunionfinancial.com and related online services operated by Union Financial (“Union Financial,” “we,” “us,” or “our”). By using the website or submitting information through it, you agree to these Terms.
Website Purpose
This website provides general information about insurance products, retirement-planning concepts, and related financial education. Content is not a personalized recommendation, tax opinion, legal opinion, or guarantee of financial results.
Insurance and Retirement Services
Product availability, underwriting, policy terms, costs, benefits, riders, guarantees, interest-crediting methods, and eligibility vary by carrier, state, product, and individual circumstances. A request for information does not constitute an application or approval for coverage. No coverage is effective until all required carrier requirements are completed and the carrier issues coverage.
No Guarantees
We do not guarantee investment performance, policy performance, retirement income, tax treatment, approval, savings, or any particular financial outcome. Any examples, illustrations, or educational materials are for discussion purposes and may not reflect actual results.
Appointments
When you schedule a virtual consultation, please make every reasonable effort to attend at the scheduled time. If you need to reschedule, contact us as soon as possible. Appointment availability may be limited, and rescheduling may result in a later available time.
User Information
You agree to provide accurate information when submitting forms, surveys, or appointment requests. You are responsible for reviewing information before submitting it. Our Privacy Policy explains how information submitted through the website may be handled.
Acceptable Use
You may not use the website to violate applicable law, interfere with the website’s operation, attempt unauthorized access, submit malicious content, impersonate another person, or misuse forms, communications, or services.
Third-Party Services and Links
The website may use third-party providers for forms, surveys, scheduling, communications, hosting, analytics, or other functions and may link to third-party websites. Third-party services are subject to their own terms and policies.
Intellectual Property
Unless otherwise stated, website content, branding, graphics, text, and other materials are owned by or licensed to Union Financial and may not be reproduced or distributed without permission.
Disclaimer and Limitation
To the extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis. Union Financial does not warrant that the website will always be available, error-free, or secure. Nothing in these Terms limits rights that cannot lawfully be limited.
Changes
We may update these Terms from time to time. Changes become effective when posted on this page unless otherwise stated.
Contact Us
Union Financial
Phone: 833-695-5965
Email: info@theunionfinancial.com
Website: theunionfinancial.com
These Terms are a general website terms document and should be reviewed by qualified legal counsel for your specific business, jurisdictions, insurance activities, vendors, and compliance obligations.